1. Acceptance of Terms

By accessing and using MichaelJHovis.com (the "Website"), you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Intellectual Property Rights

Unless otherwise stated, Michael J. Hovis owns the intellectual property rights for all material on this Website. All intellectual property rights are reserved.

• You may: View and print pages for your own personal, non-commercial use.

• You may not: Reproduce, duplicate, sell, or redistribute content from this Website without express written consent.

3. User Content

If you post comments, send emails, or submit material to the Website:

• You grant MichaelJHovis.com a non-exclusive, royalty-free license to use, reproduce, and edit your content in any forms or media.

• Your content must not be defamatory, libelous, offensive, or otherwise unlawful. I reserve the right to remove any content that violates these terms.

4. Use of Google Analytics

Your use of this site is also governed by our Privacy Policy. Please be aware that we use Google Analytics to monitor site traffic. By using the Website, you acknowledge that your data will be processed as described in our Privacy Policy.

5. Disclaimer of Warranties

The materials on this Website are provided on an "as is" basis. Michael J. Hovis makes no warranties, expressed or implied, and hereby disclaims all other warranties including, without limitation, implied warranties of merchantability or fitness for a particular purpose.

• I do not warrant that the information on this Website is 100% accurate, complete, or current.

6. Limitation of Liability

In no event shall Michael J. Hovis or his suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Website, even if notified of the possibility of such damage.

7. External Links

This Website may contain links to external sites that are not operated by me. I have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Trumbull County, Ohio, USA and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

9. Changes to Terms

I reserve the right to revise these Terms and Conditions at any time without notice. By using this Website, you are agreeing to be bound by the then-current version of these Terms and Conditions.

10. Contact Information

For any questions regarding these Terms, please contact: Email: friendsofmichaeljhovis@gmail.com